Salary Calculator – Estimate Take-Home Pay
Use this free salary calculator to estimate your net take-home pay from your gross annual salary. Enter tax rate, retirement contribution and other deduction percentages. The tool shows annual and monthly take-home amounts. Results are estimates; actual pay depends on your jurisdiction and employer.
Salary Calculator
Estimate your take-home pay from gross annual salary. Enter your gross salary and deduction percentages for tax, retirement and other deductions.
How the salary calculator works
The calculator applies each deduction as a percentage of gross salary:
Net = Gross − (Tax + Retirement + Other)
Each deduction = Gross × (rate ÷ 100). Net monthly = Net annual ÷ 12. This is a simplified model; real payroll uses brackets, exemptions and jurisdiction-specific rules.
Understanding your take-home pay
Gross salary is your total pay before deductions. Tax, retirement (e.g. 401k, pension), health insurance and other withholdings reduce what you receive. This calculator helps you budget by estimating net pay from gross. Use realistic effective tax and deduction rates for your situation.
For per-paycheck breakdown by frequency (weekly, bi-weekly, monthly), use the paycheck calculator. All calculations run locally in your browser with no data stored.